Real Australian lender serviceability, plus repayments, borrowing power and stamp duty.
Connect Remote server
claude mcp add --transport http mcp https://www.arthr.com.au/api/mcp
{
"mcpServers": {
"mcp": {
"url": "https://www.arthr.com.au/api/mcp"
}
}
}
{
"servers": {
"mcp": {
"type": "http",
"url": "https://www.arthr.com.au/api/mcp"
}
}
}
Settings > Connectors > Add custom connector
URL: https://www.arthr.com.au/api/mcp
Tools 12 found in our last check
estimate_repaymentsEstimate the monthly repayment, total repaid and total interest on an Australian principal-and-interest home loan. Use this when someone asks what a loan would cost them each month, or how much interest they'd pay over the life of a loan. Call it rather than working the repaymen…
estimate_borrowing_powerEstimate how much someone could borrow for an Australian home loan, based on household income, living expenses, credit card limits and existing debt repayments. Applies Australian resident income tax and the 3-percentage-point serviceability buffer lenders assess against (APRA g…
estimate_refinance_savingsCompare an existing home loan rate against a lower one and estimate the monthly and whole-of-term saving. Use this when someone asks whether refinancing is worth it, or what dropping their rate would save them. Call it rather than multiplying the balance by the rate gap: that sh…
estimate_refinance_break_evenWork out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them. Call this rather than estimate_refinance_savings when someone is deciding whether a switch is worth doing, not just how much a lower rate…
estimate_equity_and_lvrWork out loan-to-value ratio, equity, and — the part that matters — how much of that equity is actually usable. Value minus balance is not what a borrower can borrow: lenders generally release to 80% of the property's value, so the usable figure is often far smaller than the raw…
estimate_stamp_dutyEstimate stamp (transfer) duty on an Australian residential property purchase, for any state or territory, including first-home and owner-occupier concessions. Duty scales differ in every jurisdiction and change at each state budget, so this is the tool to call rather than worki…
lookup_discharge_processLook up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing time, the discharge fee where the lender publishes one, and the phone number.…
lookup_lender_factsWhat Australian lenders publish, from the registers on arthr's site, each row read on the lender's own site and dated. topic: cashback (refinance cashback offers live now, or one lender's), lmi_waiver (LMI waivers by profession; pass profession, e.g. 'nurse'), rate_lock (fees an…
lookup_site_faqarthr's own published answers to common questions, from the FAQs on its pages: who runs arthr and who the broker is, how it is paid, licensing, privacy, what the AI does, and general home-loan questions (refinancing, offset, rate locks, LMI, borrowing, repayments, stamp duty). P…
check_servicingRun a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, the rate they'd assess at, and — where they decline — why. This is not an estimate: it is the same calculation a broker…
compare_ratesLenders' advertised rates on arthr's panel for a loan of this size, at this loan-to-value band, purpose and repayment type, lowest first. Variable rates come with comparison rates where held; fixed terms of 1, 2, 3 or 5 years (principal and interest). Instant, from the panel's o…
find_productsHome loan products from lenders on arthr's panel that have every feature asked for (offset, redraw, extra repayments, portable, no annual fee), priced at this loan's loan-to-value band, sorted by comparison rate. Each comes with its fees in dollars. Facts in a stated order, not…
Details
| Endpoint | https://www.arthr.com.au/api/mcp (Streamable HTTP) |
| First published | 19 Aug 2026 |
| Last updated | 19 Aug 2026 |
| Registry name | au.com.arthr/mcp |
More other servers See all
Listing data from the official MCP registry. Status and tools from NestDaddy's daily check. Browse all MCP servers.
