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Roth vs Traditional Optimizer

com.kindoflost.roth-vs-traditional-calculator/roth-vs-traditional-optimizer · v1.0.0

Optimal yearly Roth vs traditional split: 401(k), IRA, HSA, brokerage, employer match. Free.

Connect Remote server

Terminal
claude mcp add --transport http roth-vs-traditional-optimizer https://roth-vs-traditional-calculator.kindoflost.com/mcp
~/.cursor/mcp.json
{
  "mcpServers": {
    "roth-vs-traditional-optimizer": {
      "url": "https://roth-vs-traditional-calculator.kindoflost.com/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "roth-vs-traditional-optimizer": {
      "type": "http",
      "url": "https://roth-vs-traditional-calculator.kindoflost.com/mcp"
    }
  }
}
Claude Desktop
Settings > Connectors > Add custom connector
URL: https://roth-vs-traditional-calculator.kindoflost.com/mcp

Tools 3 found in our last check

  • get_contribution_example

    Return a complete example input for optimize_retirement_contributions with a one-line explanation of every field. No solve. Edit it to the user's situation. kind 'single' (default) or 'married' (two earners, kids, HSA, two-tier match).

  • optimize_retirement_contributions

    Find the best yearly split of retirement savings between traditional and Roth 401(k), IRA/backdoor Roth, HSA and brokerage, including employer match, Roth conversions and retirement withdrawals. Returns this year's dollars per account, how the optimal mix compares with always-tr…

  • check_request

    Say in plain words what the user wants (e.g. 'I'm self-employed with a solo 401k and a pension'). Returns whether this optimizer can do it and, if not, the closest thing it can do. Fast, no solve.

Details

Endpointhttps://roth-vs-traditional-calculator.kindoflost.com/mcp (Streamable HTTP)
First published1 Nov 2026
Last updated1 Nov 2026
Registry namecom.kindoflost.roth-vs-traditional-calculator/roth-vs-traditional-optimizer

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