Roth vs Traditional Optimizer
Optimal yearly Roth vs traditional split: 401(k), IRA, HSA, brokerage, employer match. Free.
Connect Remote server
claude mcp add --transport http roth-vs-traditional-optimizer https://roth-vs-traditional-calculator.kindoflost.com/mcp
{
"mcpServers": {
"roth-vs-traditional-optimizer": {
"url": "https://roth-vs-traditional-calculator.kindoflost.com/mcp"
}
}
}
{
"servers": {
"roth-vs-traditional-optimizer": {
"type": "http",
"url": "https://roth-vs-traditional-calculator.kindoflost.com/mcp"
}
}
}
Settings > Connectors > Add custom connector
URL: https://roth-vs-traditional-calculator.kindoflost.com/mcp
Tools 3 found in our last check
get_contribution_exampleReturn a complete example input for optimize_retirement_contributions with a one-line explanation of every field. No solve. Edit it to the user's situation. kind 'single' (default) or 'married' (two earners, kids, HSA, two-tier match).
optimize_retirement_contributionsFind the best yearly split of retirement savings between traditional and Roth 401(k), IRA/backdoor Roth, HSA and brokerage, including employer match, Roth conversions and retirement withdrawals. Returns this year's dollars per account, how the optimal mix compares with always-tr…
check_requestSay in plain words what the user wants (e.g. 'I'm self-employed with a solo 401k and a pension'). Returns whether this optimizer can do it and, if not, the closest thing it can do. Fast, no solve.
Details
| Endpoint | https://roth-vs-traditional-calculator.kindoflost.com/mcp (Streamable HTTP) |
| First published | 1 Nov 2026 |
| Last updated | 1 Nov 2026 |
| Registry name | com.kindoflost.roth-vs-traditional-calculator/roth-vs-traditional-optimizer |
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