Financial intelligence for AI: manage balances, transactions, payments, and more
Connect Remote server
claude mcp add --transport http mcp https://mcp.moneda.com/api/mcp{
"mcpServers": {
"mcp": {
"url": "https://mcp.moneda.com/api/mcp"
}
}
}{
"servers": {
"mcp": {
"type": "http",
"url": "https://mcp.moneda.com/api/mcp"
}
}
}Settings > Connectors > Add custom connector
URL: https://mcp.moneda.com/api/mcpTools 80 found in our last check
healthCheck the health and status of the Moneda MCP server
search_knowledgeSearch the Moneda knowledge base (FAQ) for answers to questions about Moneda's features, fees, security, accounts, earnings, deposits, withdrawals, legal info, and more. Use this whenever a user asks about how Moneda works.
list_faq_categoriesList the FAQ table of contents: every category (slug, name) with each item's id and question. Use an id with get_faq_item for the full answer.
get_faq_categoryGet all FAQ items in a specific category. Use the moneda://knowledge resource to discover available category slugs.
get_faq_itemGet a specific FAQ item by ID, including its full answer and resolved related questions. Use this after search_knowledge or get_faq_category to drill into a specific question.
get_balanceGet the user's account balances (USD Account, EUR Account, CHF Account, CAD Account, MXN Account, USD Earnings, EUR Earnings, USD Smart Earnings, EUR Smart Earnings), optionally filtered by currency. CHF, CAD, and MXN rows only appear for users in their staged rollouts (gated by…
get_walletGet the user's Moneda smart wallet address on Base network. IMPORTANT: Only supports USDC, EURC, CHFAU, CADD, and MXNB on Base — other tokens or chains will result in permanent loss of funds. For Moneda-to-Moneda transfers, prefer sharing @username (instant, feeless).
get_transactionsGet transaction history including card programme activity. Standard format returns JSON; tax_export returns a compact CSV with full unmasked addresses, token contracts, vault tokens, sender/recipient details, and tax labels (Koinly/CoinTracker/TaxBit compatible). Use year for an…
get_spending_by_type_groupGet spending grouped by transaction type group (transfer, exchange, deposit, withdrawal, earnings, topup, offramp) for a 7/30/90-day window. Includes period-over-period comparison. For finer breakdowns by user-assigned category, contact, or merchant, use get_spending_by_category…
get_exchange_rateGet the current exchange rate between two currencies
get_lifetime_savingsGet your lifetime accumulated savings from using Moneda — total fees Moneda covered on your behalf (sponsored network fees + on/off-ramp fees) plus your plan's fee discount vs the Standard plan. This is NOT a balance: never answer "how much have I saved" from wallet or vault amo…
list_billsList the user's bills (AP queue), ordered 'due-soon first' (dueDate ASC NULLS LAST, id DESC). Filter by `status[]` — defaults to `['PENDING']`. Cursor-paginated; pass `nextCursor` from the previous page back as `cursor` to advance. Each row carries the extracted merchant, total,…
get_billFetch a single bill by id with full extracted detail — merchant (name, taxId, address), total, currency, due date, invoice number, vendor IBAN/BIC/routing/account, payment status, and a presigned `downloadUrl` valid for ~15 minutes.
get_apy_ratesGet the current APY (Annual Percentage Yield) rates for Moneda earnings products. Morpho Earnings is a DeFi lending vault and YO Smart Earnings is a higher-yield vault. USD and EUR have both Morpho and YO vaults; MXN has a Morpho-only vault (no YO). CHF and CAD are accepted at t…
get_earnings_time_seriesGet a daily time series of earnings and vault balance for a Morpho or YO vault account. Returns up to one year of UTC-day data points (timestamp, earnings, balance) plus totalEarnings and netDeposits summaries.
update_display_nameUpdate the authenticated user's display name
set_passkey_labelRename a passkey so it is recognisable in the security screen (e.g. 'Work laptop'). Pass the passkey id from get_passkeys. Cosmetic only — it cannot add, remove, or weaken a credential. Send an empty label to clear it back to the provider name.
set_help_improve_monedaSet whether the user's conversations with Moneda AI may be used to train Moneda's own models (the Settings > Privacy toggle). enabled=false turns it off; enabled=true turns it back on. The choice applies to what the user sends from then on: messages sent while objected stay excl…
update_settingsChange the user's decimal separator (DOT = 1,234.56, COMMA = 1.234,56), or opt in or out of marketing and product-update emails and push notifications. Pass only what the user asked to change; at least one field. Security and transactional messages always send and cannot be turn…
get_points_balanceGet the user's current points balance from the rewards program
get_points_activityGet the user's points activity history showing what actions earned or spent points
get_referral_codeGet the user's unique referral code and referral count
get_refereesGet the list of users this user has referred to Moneda
get_virtual_accountsGet the user's virtual bank account details (IBAN and ACH), payment capabilities, and activation status. Minimum transfer: €1 for EUR (IBAN/SEPA) and $1 for USD (ACH).
get_virtual_account_limitsGet how much of the user's Iron virtual-account spending limit is left, per direction (deposit = money in, withdrawal = money out), on a rolling 52-week window. Also reports whether Iron is currently requesting enhanced due diligence (EDD). Crossing a limit does NOT reject the t…
get_information_requestsList the compliance information requests (RFIs) Iron/MoonPay has sent the user about their virtual account: status, the open round's questions and any requested documents. Read-only. MoonPay requires the user to answer personally, so NEVER answer on their behalf or draft answers…
get_settlement_estimateGet the date a US bank (ACH) transfer would actually settle. Accounts for Iron's 3:00 PM ET same-day cutoff, weekends, AND US federal bank holidays — a transfer sent the afternoon before Thanksgiving does not arrive the next day. Use this to answer 'when will my money arrive?' i…
get_contactsGet the user's contacts: Moneda users they interact with, saved external wallets, and saved bank accounts. Each wallet and bank entry has a contactAccountId field — pass it as the contactAccountId parameter to initiate_payment (transfer_contact_bank / transfer_contact_wallet). U…
get_settingsGet the user's app settings and preferences: language, currency, country, theme, notifications, biometrics, and display options.
get_recovery_contactsGet the user's recovery contacts and the people who have you as their recovery contact (guardian).
get_passkeysGet the user's passkeys (security keys). target='WALLET' (default) lists the smart-account signing keys — id, label, provider, status, masked wallet address, creation date, kind ('primary' = the key from signup, 'backup' = an extra key added later as a second Safe owner), and on…
get_my_accountsGet the user's saved external wallets and bank accounts for withdrawals/off-ramping. Each entry has an accountId field — pass it as the accountId parameter to initiate_payment (transfer_account). These are NOT the user's Moneda wallet — use get_wallet instead to get the user's a…
update_transaction_categoryAssign a spending category to a transaction. Identify the transaction by its transactionHash from get_transactions.
add_transaction_noteAdd or update a personal note on a transaction. Identify the transaction by its transactionHash from get_transactions. Maximum 140 characters.
batch_update_transaction_categoriesAssign spending categories to multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a category. Returns per-item results. Use with get_transactions hasCategory=false to find uncategorized transactions first.
batch_add_transaction_notesAdd or update notes on multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a note (max 140 chars). Returns per-item results. Use with get_transactions hasNote=false to find unannotated transactions first.
add_walletAdd a crypto wallet to the user's saved external accounts. IMPORTANT: The wallet must support USDC, EURC, CHFAU, CADD, and MXNB on the Base network. Sending other tokens or using other chains will result in permanent loss of funds. The user MUST confirm they understand this befo…
add_bankAdd a bank account to the user's saved accounts. For EU: provide IBAN (and optionally BIC). For US: provide accountNumber, routingNumber, and accountType (CHECKING or SAVINGS). US banks support ACH transfers only. Bank capability is verified before saving.
add_contact_externalRegister an external (non-Moneda) contact with their details. EU Travel Rule requires first name, last name, and country of residence. At least one wallet address or bank account must be provided. For wallets, the user must confirm Base network USDC/EURC/CHFAU/CADD/MXNB support…
add_contact_monedaAdd a Moneda user to your contacts by their username. If the contact already exists but was deactivated, it will be reactivated.
search_usersSearch for Moneda users by username, display name, full email, or phone number. Respects user privacy settings — users who have disabled search visibility for specific fields will not appear in results matching those fields. Returns username and display name for matching users.
list_banks_for_countryList the banks Koywe supports for a LATAM country, used when registering a third-party or first-party bank account that requires an explicit bank code (Colombia/PSE, Chile/CLP_BANK, Bolivia/BOB_BANK). Each bank entry has: name (human label), value (Koywe entity code — pass back…
list_supported_destinationsList the country, currency, and rail combinations Moneda can pay out to. Each entry includes the required fields you'll need to collect from the user before calling add_bank, add_contact_external, or initiate_payment. The output is provider-agnostic — don't branch on which under…
get_payment_quotePreview the cost, FX rate, and final amount for moving money between two currencies. Provide exactly one of `amountIn` (what the user sends) or `amountOut` (what they want to receive). Returns the quote ID, exchange rate, fee, and how long the quote stays valid. Use this BEFORE…
initiate_paymentSend money to someone else (a Moneda user, a contact, or an external bank/wallet). Creates a payment request that requires user approval in the Moneda mobile app. Not for converting between the user's own currencies: use initiate_currency_exchange for that. Look up the recipient…
initiate_currency_exchangeConvert money between two of the user's own currency accounts (e.g. USD to EUR). Nothing leaves the user; to pay or send to anyone, use initiate_payment instead. Creates a request the user approves in the Moneda mobile app; the destination is the user's own account in toCurrency…
propose_scheduled_paymentPropose a RECURRING payment (e.g. $50 monthly to a Moneda user or a contact's Base wallet). Creates a draft the user reviews, approves and signs with their passkey in the Moneda mobile app; nothing is sent until then and you never schedule or move funds yourself. Not for one-off…
initiate_crypto_tradeBuy or sell a crypto asset (e.g. cbBTC for Bitcoin, WETH for Ethereum) with the user's own balance. Not for sending money (use initiate_payment) or converting between currencies (use initiate_currency_exchange). The route/venue is chosen by the server. Creates a request the user…
initiate_token_buyBuy a Base token that is not in initiate_crypto_trade's catalogue, by contract address, spending the user's own USD, EUR, CHF or MXN balance. Use initiate_crypto_trade for catalogue assets (cbBTC, WETH, …). The token must be tradeable on Base via LiFi. Creates a request the user…
initiate_earnings_moveMove the user's own money into or out of an earnings vault: DEPOSIT from a currency account into Earnings (MORPHO) or Smart Earnings (YO), WITHDRAW back out. Not for sending money (use initiate_payment), converting currencies (use initiate_currency_exchange) or trading (use init…
get_payment_statusCheck the current status of a payment request. Use this to poll for approval after calling initiate_payment. Terminal statuses: COMPLETED, FAILED, EXPIRED, REJECTED.
pay_x402Pay for a resource using the x402 protocol (HTTP 402 Payment Required). When an API returns HTTP 402 with x402 paymentRequirements, use this tool to initiate the payment. The payment requires user approval in the Moneda app before it executes. Parameters map to x402 paymentRequi…
propose_automationPropose an automation: when a condition is met, alert the user or open a prefilled trade for them to confirm. A custom signal rule (signal_rule) is a condition tree over catalog signals, never free text; call with previewOnly first and read the returned readback, dry run and con…
list_automationsList the user's automations, newest first, with status (PENDING_APPROVAL, ACTIVE, PAUSED, CANCELLED, EXPIRED, COMPLETED), a plain-language summary and limits.
list_sendable_cryptoList the crypto held in a Safe that can be sent out: balance (in the token's smallest unit), decimals, USD value where one can be found, and whether the token is allowlisted or merely discovered on LiFi's Base list. Covers the main account, vaults and joint accounts. Pass the re…
initiate_crypto_sendSend crypto out of a Safe — the main account, a vault or a joint account — to a Moneda contact or a raw Base address, for any token the account holds. Not for selling a token (use initiate_crypto_trade), buying one (initiate_token_buy) or sending money (initiate_payment). Amount…
list_sub_accountsList the user's sub-accounts (vaults / nested Safes). Excludes CLOSED vaults by default; pass includeClosed: true to see archived ones too. Returns id, name, status, type, and the on-chain child Safe address.
get_sub_accountGet one sub-account by id with full detail — name, status, type, members, parent + child Safe addresses, deployment index, close timestamp.
get_sub_account_balanceRead on-chain balances for a sub-account's child Safe. Pass currency (USDC / EURC / CHFAU / CADD / MXNB) to filter to a single token; omit to get every enabled token. Balances are returned as raw bigint strings — 6 decimals for USDC/EURC/CHFAU/MXNB, 18 for CADD.
get_total_wealthAggregate wealth across the user's main account + every live vault. Returns per-leg breakdown (wallet + Morpho + YO for main; wallet-only for vaults) plus per-currency totals (USDC, EURC, CHFAU, CADD, MXNB) and combined totalUsd/totalEur grand totals. USDC/EURC are cross-convert…
list_sub_account_proposalsList the OPEN spend / withdraw / membership / threshold requests on a joint account that needs multiple approvals (M-of-N). Returns each request's type, status, amount, how many approvals it has out of the threshold, and who proposed it. Read-only: voting and executing need the…
get_sub_account_proposalGet one joint-account request by id, including the per-member approval list (who approved, who rejected, and when). Read-only.
propose_sub_account_top_upMove money from the user's main account INTO one of their sub-accounts. Not for paying someone (use initiate_payment) or converting currencies (use initiate_currency_exchange). Creates a request the user approves in the Moneda mobile app; nothing happens until then. After callin…
propose_sub_account_withdrawMove money from a sub-account back to the user's own main account. Not for paying someone from a sub-account (use initiate_payment with source.kind=sub_account). Single-signature sub-accounts only; for a joint account use propose_sub_account_multisig_proposal. Creates a request…
propose_sub_account_swapSwap inside a sub-account between a currency (USD, EUR, CHF, CAD, MXN) and a crypto asset (e.g. cbBTC), or between two currencies. Funds stay in the sub-account. Not for the main account (use initiate_crypto_trade or initiate_currency_exchange). Creates a request the user approv…
propose_sub_account_freezeFreeze a sub-account the user created, blocking its spending. Unfreezing can only be done in the app. Creates a request the user approves in the Moneda mobile app; nothing happens until then. After calling, poll get_payment_status.
propose_sub_account_multisig_proposalOpen a SPEND or WITHDRAW proposal on a joint account that needs more than one approval. This only creates the proposal; co-owners still approve and execute it in the Moneda app. For single-signature sub-accounts use propose_sub_account_withdraw or initiate_payment with source.ki…
get_current_subscriptionGet the user's CURRENT subscription plan and how it is billed. Returns hasLiveSubscription, status (TRIALING/PENDING_FIRST_CHARGE/ACTIVE/PAST_DUE/CANCELLED), planType (STANDARD/PREMIUM/ULTRA), billingProvider (ONCHAIN/STRIPE/APP_STORE/PLAY_STORE), billedTo ('balance' | 'card' |…
list_subscription_chargesList the user's subscription charge history (SUBSCRIPTION_CHARGE rows from the keeper cron), newest first. Cursor-paginated — pass `nextCursor` from the previous page back as `cursor` to advance. Each row carries the plan tier, billing period (MONTHLY/ANNUAL), amount (lower-unit…
get_subscription_invoiceGenerate (idempotently) the ZUGFeRD plan invoice PDF for a single subscription charge and return a 1-hour presigned download URL. First call allocates the invoice number (YYYY-NNNNNN), renders the PDF/A-3 with embedded EN 16931 XML, and uploads to S3; subsequent calls return a f…
list_notificationsList the user's in-app notifications, newest first. Pass filter='unread' to scope to unread items (use this to answer 'do I have any new notifications?'). Each notification has a `type`, an optional `deepLink`, and a `metadata` JSON blob whose shape varies by type. Returns up to…
get_unread_notification_countNumber of unread in-app notifications for the user. Cheaper than list_notifications when the agent only needs the count to answer 'do I have anything new?'.
get_moneda_messageRead one message from Moneda (a notification with type MONEDA_MESSAGE, id from list_notifications): title, body, tone, optional button, attached documents (by index), and `reply`, which is null when no reply is asked for, else says whether a document is none/optional/required. `…
get_moneda_message_attachment_urlGet a download link (valid 10 minutes) for a document Moneda attached to a message. `index` comes from the message's `attachments` list in get_moneda_message.
list_message_repliesList the replies the user sent to messages from Moneda, newest first: text, the message title, and the attached document's name if any. Returns up to `limit` items (default 20, max 50) with a `nextCursor` for pagination.
request_message_reply_uploadStep 1 of 2 for attaching a document to a reply to a message from Moneda (only when get_moneda_message shows `reply.attachment` optional or required). Returns a presigned S3 PUT URL (`uploadUrl`), a signed `uploadKey` and a literal `curlCommand` to run in your code sandbox; the…
reply_to_moneda_messageSend the user's reply to a message from Moneda that asks for one. The reply is delivered to the Moneda team, so only send text the user wrote or explicitly approved word for word, never text you composed on your own, and show it to the user before sending. One reply per message…
undo_message_replyUndo a reply the user just sent to a message from Moneda. Only call this when the user asks to undo, and only within 10 seconds of sending (until the reply's `undoableUntil`); afterwards it fails with "too late". The reply and its document are deleted and the message asks for a…
list_receiptsList the user's transaction receipts (PDFs, images, structured invoices), newest first. Each entry carries extracted summary fields (merchant, total, date, currency) plus the linked transactionId when attached. Use `transactionHash` (from `get_transactions`) to scope to one tran…
get_receiptFetch a single receipt by id with full extracted fields (merchant, total, currency, tax breakdown, line-item count) plus a presigned `downloadUrl` valid for ~15 minutes. Use this when the user asks about a specific receipt or to surface the file URL to the LLM context.
Details
| Endpoint | https://mcp.moneda.com/api/mcp (Streamable HTTP) |
| First published | 27 Oct 2026 |
| Last updated | 27 Oct 2026 |
| Registry name | com.moneda/mcp |
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