RateZip Bank Deposit and Mortgage Rates

Connect Remote server

claude mcp add --transport http rates https://mcp.ratezip.com/mcp

{
  "mcpServers": {
    "rates": {
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

{
  "servers": {
    "rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Settings > Connectors > Add custom connector
URL: https://mcp.ratezip.com/mcp

Tools 6 found in our last check

• compare_deposit_options

  Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-interest illustrations. Unknown terms never count as a match. No eligibility decision…

• get_savings_rates

  Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize the results transparently (balance resolve…

• get_cd_rates

  Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to one term; omit for all terms grouped by ter…

• get_mortgage_rates

  Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party national-average benchmark is redistributed…

• compare_home_equity_payments

  Calculate and compare home equity loan or HELOC monthly payments from explicit caller-supplied amount, note rate and term assumptions. Models fully amortizing repayment, an optional interest-only HELOC draw phase, a repayment rate change and one-time cash/financed fees. Returns…

• calculate_deposit_earnings_difference

  Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes, penalties, rate changes, tiers, availabi…

Details

More finance and crypto servers See all

• RightCard

  Which of your credit cards to use at any store, from verified bank data. No bank login.

• Africa Compliance Data

  African holidays, business days, VAT, withholding tax, tax treaties, tax IDs and filing deadlines

• BusCalc Business Calculators

  Business calculators, data lookups, replayable receipts, and documentation for enterprise pilots.

• CarLoanMath

  US car loan math: monthly payment, compare loans, max price for your budget, amortization. Free.

• InfinityVolume

  Dollar volume across 13 stock markets and US sectors, against each one's own normal. No prices.

• xytara MCP Executor

  Pay-per-call MCP tools and signed on-chain attestations: 20 free/day, then x402 or a spend key.