Vybe Pay MCP

Connect Remote server

claude mcp add --transport http pay https://www.vybe.finance/api/mcp/pay --header "Authorization: Bearer <YOUR_API_KEY>"

{
  "mcpServers": {
    "pay": {
      "url": "https://www.vybe.finance/api/mcp/pay",
      "headers": {
        "Authorization": "Bearer <YOUR_API_KEY>"
      }
    }
  }
}

{
  "servers": {
    "pay": {
      "type": "http",
      "url": "https://www.vybe.finance/api/mcp/pay",
      "headers": {
        "Authorization": "Bearer <YOUR_API_KEY>"
      }
    }
  }
}

Settings > Connectors > Add custom connector
URL: https://www.vybe.finance/api/mcp/pay

Replace the values in angle brackets with your own. Keys stay on your machine; we never see them.

Tools 15 found in our last check

• create_invoice

  Create a get-paid invoice for the spend-key owner. Returns a /r/{publicId} URL. Another agent can call pay_invoice with that URL; a human opening the link sees Vybe crypto checkout. Does not move money and does not require Approve. After sharing, call get_invoice with the public…

• get_invoice

  Check whether an invoice you created is still pending or already paid. Pass the publicId or /r/ url from create_invoice. Use this before taking a follow-up action that should only run after payment. Only works for invoices owned by this spend key’s owner. Related: create_invoice…

• list_invoices

  List invoices the spend-key owner created (open, paid, etc.). Use to find a publicId, then get_invoice for details. Related: create_invoice, get_invoice.

• pay_invoice

  Pay a Vybe invoice by /r/ URL or publicId under the owner’s spend key. Creates awaiting_approval — money does not move until Approve in Vybe. Only vybe.finance/r/… links are allowed (not arbitrary URLs). Friendship is not required. Related: create_invoice, get_invoice, get_limit…

• send_to_user

  Send USDC/USDT to a mutual friend. Pass username (@handle) when known, or name (first, last, or full name). Lookup is limited to mutual friends — never invent wallet addresses. If several friends match the name, the tool returns candidates; ask the owner which @username, then re…

• search_tools

  Search the Vybe Marketplace for MCP tools the user can use: free tools (run with run_free_tool, no sign-in) and paid tools (pay per use with pay_offering). Use this when the user asks for a capability you do not have, e.g. reading a PDF, looking up a postcode or checking a crypt…

• get_tool

  Full details for one marketplace tool: actions with their inputs, an example, price, seller and health, plus the exact next step. For a paid tool the next step is pay_offering with its offeringUrl, then use_paid_offering with toolName and toolArguments. For a free tool it is run…

• run_free_tool

  Run a free tool from the Vybe Marketplace and get its answer. No sign-in or spend key needed, and nothing is charged. Get the slug, action names and inputs from search_tools or get_tool first. Free tools have fair-use limits per caller; if you hit one, tell the user when it rese…

• pay_offering

  Start a Vybe Collect payment under the owner's connected spend key (OAuth Sign in or Bearer VAPT). Creates a pending pay and returns awaiting_approval — money does not move until the wallet owner taps Approve in Vybe (web or mobile). After paid (or trial), call use_paid_offering…

• get_spend_balance

  Return the bound spend key’s policy headroom for the last 24 hours: daily remaining, pending, and paid. This is not the on-chain USDC wallet balance — use get_wallet_balance for that. Call this before pay_offering to check whether a pay would hit the daily cap. Related: get_wall…

• get_wallet_balance

  Read-only on-chain USDC/USDT balances for the spend key owner’s Vybe wallet (Base, Ethereum, BNB). Use this to tell the user how much they can spend. Separate from get_spend_balance (VAPT caps). Does not move funds. Related: get_spend_balance, get_limits, pay_offering.

• get_limits

  Return the bound spend key’s hard limits: label, per-transaction max in USD, daily cap, optional seller allowlist, expiry, and authMode (oauth or vapt). Use this to tell the user what the agent is allowed to request before calling pay_offering. Related: get_spend_balance, get_wa…

• list_recent_pays

  List recent Collect pays, friend sends, and invoice pays started by the bound spend key, newest first. Filter by status: pending (waiting on Approve), paid (settled), or all. For paid Collect rows, call use_paid_offering with publicId. Related: pay_offering, pay_invoice, send_to…

• use_paid_offering

  After a Collect pay is settled (status paid or trial), use this tool with the publicId from pay_offering. It branches by offering type: research/asset returns the file; MCP lists seller tools (omit toolName) or runs one (pass toolName + toolArguments); API proxies method+path(+b…

• fetch_paid_content

  Unlock research/file offerings only. For MCP or API offerings, call use_paid_offering with the same publicId instead. Related: use_paid_offering, pay_offering.

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