StudentLoan.help: federal repayment plan calculator

Connect Remote server

claude mcp add --transport http studentloan-help https://studentloan.help/mcp

{
  "mcpServers": {
    "studentloan-help": {
      "url": "https://studentloan.help/mcp"
    }
  }
}

{
  "servers": {
    "studentloan-help": {
      "type": "http",
      "url": "https://studentloan.help/mcp"
    }
  }
}

Settings > Connectors > Add custom connector
URL: https://studentloan.help/mcp

Tools 3 found in our last check

• compare_repayment_plans

  Estimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, P…

• compare_refinance_offer

  Given an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no…

• get_plan_rules

  The published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page li…

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