Deterministic Canadian mortgage calculations for qualification, debt service, LTV, and penalties.
Connect Remote server
claude mcp add --transport http clara-mortgage-assistant https://mcp.claratech.ai/mcp
{
"mcpServers": {
"clara-mortgage-assistant": {
"url": "https://mcp.claratech.ai/mcp"
}
}
}
{
"servers": {
"clara-mortgage-assistant": {
"type": "http",
"url": "https://mcp.claratech.ai/mcp"
}
}
}
Settings > Connectors > Add custom connector
URL: https://mcp.claratech.ai/mcp
Tools 6 found in our last check
refuse_unsupported_mortgage_requestReturns a fixed explanation that a request is outside this calculator's scope, with a calculation it can do instead. Categories: approval or underwriting decisions, lender or product recommendations, borrower documents or accounts, current rates, rules, or thresholds, external a…
compare_mortgage_scenariosCompares up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Works only from explicit, non-identifying numbers in the request. Returns calculations only: no approval, underwriting, or suitability decisions, no lender or product reco…
calculate_qualificationCalculates the B-20 qualifying rate, the qualifying payment, and the resulting GDS/TDS from a principal, contract rate, amortization, and income. It computes the payment itself, so it needs those loan terms. Results are neutral scenario math, not an approval or underwriting deci…
calculate_debt_serviceCalculates Canadian GDS and TDS ratios from a monthly mortgage payment that is already known, plus income, housing costs, and other monthly debts. It takes the payment as given and needs no principal, rate, or amortization. Ratios are not an approval or suitability decision. Wor…
calculate_ltvCalculates Canadian loan-to-value and combined loan-to-value from the loan amount, other secured positions, and a purchase price, an appraised value, or both. Ratios are not an approval or suitability decision. Works only from explicit, non-identifying numbers in the request. Re…
estimate_prepayment_penaltyEstimates three-months-interest and simplified interest-rate-differential prepayment penalties. Lender discharge statements remain authoritative. Works only from explicit, non-identifying numbers in the request. Returns calculations only: no approval, underwriting, or suitabilit…
Details
| Endpoint | https://mcp.claratech.ai/mcp (Streamable HTTP) |
| First published | 19 Aug 2026 |
| Last updated | 19 Aug 2026 |
| Registry name | io.github.clara-finance/clara-mortgage-assistant |
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