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Clara Mortgage Assistant

io.github.clara-finance/clara-mortgage-assistant · v0.1.1

Deterministic Canadian mortgage calculations for qualification, debt service, LTV, and penalties.

Connect Remote server

Terminal
claude mcp add --transport http clara-mortgage-assistant https://mcp.claratech.ai/mcp
~/.cursor/mcp.json
{
  "mcpServers": {
    "clara-mortgage-assistant": {
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "clara-mortgage-assistant": {
      "type": "http",
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}
Claude Desktop
Settings > Connectors > Add custom connector
URL: https://mcp.claratech.ai/mcp

Tools 6 found in our last check

  • refuse_unsupported_mortgage_request

    Returns a fixed explanation that a request is outside this calculator's scope, with a calculation it can do instead. Categories: approval or underwriting decisions, lender or product recommendations, borrower documents or accounts, current rates, rules, or thresholds, external a…

  • compare_mortgage_scenarios

    Compares up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Works only from explicit, non-identifying numbers in the request. Returns calculations only: no approval, underwriting, or suitability decisions, no lender or product reco…

  • calculate_qualification

    Calculates the B-20 qualifying rate, the qualifying payment, and the resulting GDS/TDS from a principal, contract rate, amortization, and income. It computes the payment itself, so it needs those loan terms. Results are neutral scenario math, not an approval or underwriting deci…

  • calculate_debt_service

    Calculates Canadian GDS and TDS ratios from a monthly mortgage payment that is already known, plus income, housing costs, and other monthly debts. It takes the payment as given and needs no principal, rate, or amortization. Ratios are not an approval or suitability decision. Wor…

  • calculate_ltv

    Calculates Canadian loan-to-value and combined loan-to-value from the loan amount, other secured positions, and a purchase price, an appraised value, or both. Ratios are not an approval or suitability decision. Works only from explicit, non-identifying numbers in the request. Re…

  • estimate_prepayment_penalty

    Estimates three-months-interest and simplified interest-rate-differential prepayment penalties. Lender discharge statements remain authoritative. Works only from explicit, non-identifying numbers in the request. Returns calculations only: no approval, underwriting, or suitabilit…

Details

Endpointhttps://mcp.claratech.ai/mcp (Streamable HTTP)
First published19 Aug 2026
Last updated19 Aug 2026
Registry nameio.github.clara-finance/clara-mortgage-assistant

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