MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.
Connect Runs on your machine
claude mcp add actual-mcp -e ACTUAL_SERVER_URL=<ACTUAL_SERVER_URL> -e ACTUAL_PASSWORD=<ACTUAL_PASSWORD> -e ACTUAL_BUDGET_SYNC_ID=<ACTUAL_BUDGET_SYNC_ID> -e ACTUAL_DATA_DIR=<ACTUAL_DATA_DIR> -e ACTUAL_BUDGET_ENCRYPTION_PASSWORD=<ACTUAL_BUDGET_ENCRYPTION_PASSWORD> -e ACTUAL_SYNC_TTL_MS=<ACTUAL_SYNC_TTL_MS> -- npx -y [email protected]{
"mcpServers": {
"actual-mcp": {
"command": "npx",
"args": [
"-y",
"[email protected]"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_SYNC_TTL_MS": "<ACTUAL_SYNC_TTL_MS>"
}
}
}
}{
"mcpServers": {
"actual-mcp": {
"command": "npx",
"args": [
"-y",
"[email protected]"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_SYNC_TTL_MS": "<ACTUAL_SYNC_TTL_MS>"
}
}
}
}{
"servers": {
"actual-mcp": {
"type": "stdio",
"command": "npx",
"args": [
"-y",
"[email protected]"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_SYNC_TTL_MS": "<ACTUAL_SYNC_TTL_MS>"
}
}
}
}Replace the values in angle brackets with your own. Keys stay on your machine; we never see them.
Tools
This server runs locally, so its tools are listed by your MCP client once it starts.
Environment variables
| Name | Description |
|---|---|
ACTUAL_SERVER_URLRequired | URL of your Actual Budget server |
ACTUAL_PASSWORDRequired, secret | Actual Budget server password |
ACTUAL_BUDGET_SYNC_IDRequired | Budget sync ID |
ACTUAL_DATA_DIROptional | Local dir for cached budget data |
ACTUAL_BUDGET_ENCRYPTION_PASSWORDOptional, secret | E2E encryption password, if enabled |
ACTUAL_SYNC_TTL_MSOptional | Sync cache TTL in ms |
Details
| Package | [email protected] (NPM, stdio) |
| Package | [email protected] (NPM, streamable-http) |
| First published | 20 Oct 2026 |
| Last updated | 20 Oct 2026 |
| Registry name | io.github.s-stefanov/actual-mcp |
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