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Homes Loan Calculator

io.github.SirCharan/homes-loan-calculator · v1.0.0

Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.

Connect Remote server

Terminal
claude mcp add --transport http homes-loan-calculator https://homesloancalculator.in/mcp
~/.cursor/mcp.json
{
  "mcpServers": {
    "homes-loan-calculator": {
      "url": "https://homesloancalculator.in/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "homes-loan-calculator": {
      "type": "http",
      "url": "https://homesloancalculator.in/mcp"
    }
  }
}
Claude Desktop
Settings > Connectors > Add custom connector
URL: https://homesloancalculator.in/mcp

Tools 6 found in our last check

  • emi

    Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

  • sensitivity

    Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

  • eligibility

    Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}

  • rentVsBuy

    Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000,"annualRate":8.5,"months":240,"appreci…

  • balanceTransfer

    Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.25,"newRate":8.4,"processingFee":20000}

  • downPayment

    Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000}

Details

Endpointhttps://homesloancalculator.in/mcp (Streamable HTTP)
First published30 Oct 2026
Last updated30 Oct 2026
Registry nameio.github.SirCharan/homes-loan-calculator

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