Open Country: USDA Section 538 and 515 data

Connect Remote server

claude mcp add --transport http usda538-loans https://usda538.loans/mcp

{
  "mcpServers": {
    "usda538-loans": {
      "url": "https://usda538.loans/mcp"
    }
  }
}

{
  "servers": {
    "usda538-loans": {
      "type": "http",
      "url": "https://usda538.loans/mcp"
    }
  }
}

Settings > Connectors > Add custom connector
URL: https://usda538.loans/mcp

Tools 6 found in our last check

• check_rural_eligibility

  Checks one US street address against USDA Rural Development's ineligible-area map for its single family and multifamily housing programs (which governs Section 538): eligible or not on the current map, the proposed 2020-census map and the previous map, plus the matched address,…

• get_538_income_limits

  FY2026 USDA Section 538 income limits (115% of area median income, 1 to 8 persons, effective July 13, 2026) for a county or USDA area in one state, with the per-unit rent cap (30% of the limit / 12) and the approximate project-average cap. Without county or area, lists every are…

• list_538_loans

  USDA's public Section 538 guaranteed loans in one state (file as of October 19, 2026): count, total amount, apartments, tax credit deals, median loan-to-cost and lenders, then loan rows (project, city, lender, closing date, amount, loan-to-cost, units, rents) newest first, paged…

• get_538_lender_table

  National Section 538 lender table from USDA's public file (as of October 19, 2026): each lender's loan count, total loan amount and latest fiscal year, ranked by loan count, plus the total portfolio and how many loans each state has. Paged.

• find_usda_rural_rentals

  Active USDA Section 515 rural rental and 514 farm labor housing properties in one county from USDA's file (as of October 19, 2026): name, address, housing type, bedroom mix, units, rental assistance units, recorded vacancies, accessible units, opening year, restriction end date…

• size_538_loan

  Sizes a USDA Section 538 loan the way the site's loan sizer does: the 90% (for-profit) or 97% (nonprofit or public) cap on the lower of cost or value against the DSCR cap (1.15x default), with NOI, debt service, loan-to-cost and the 2026 guarantee fees. Arithmetic on your inputs…

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